50+ No Spend Challenge Ideas for Families - Natural Beach Living (2024)

Hey there, supermoms! Have you ever felt the pinch of your bank account after a month of mindless spending? Trust me, we’ve all been there. But don’t worry because today, I have an exciting challenge that will help you regain control over your finances and empower you to make smarter choices. Get ready for the ultimate No Spend Challenge!

Imagine a month when you cut back on unnecessary expenses, save more money, and still have a blast with your family. Sounds intriguing, right? Get ready to embark on this exciting journey with me as we explore some fantastic No Spend Challenge ideas that will leave you feeling inspired, motivated, and proud of the financial goals you’ll achieve.

So buckle up, moms, because this challenge is about to change the way you think about money and transform your life for the better!

No Spend Challenge Ideas

Why should you commit to a no spend challenge month? It’s a great way to reset your budget, get out of debt, or build a savings for financial security. At first, a no spend challenge can seem daunting and even impossible. I promise it’s doable.

Want to know a secret? You might even enjoy it! A chance to reset and

think about purchases, an opportunity to learn new DIY skills, and the satisfaction of extra savings for a rainy day are all great reasons to take on the challenge.

Keep reading to discover 30 day challenge ideas and printables to help you achieve your financial goals this year.

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How To Do a No Spend Challenge Month

First, set yourself up for a successful no spend challenge month. If you know there’s an upcoming purchase you’ll need to make, go ahead and take care of it before your no spend challenge begins. However, be careful not to go overboard with this kind of preparatory spending. That would defeat the point of the no spend challenge month.

Commit to only making necessary purchases. You will still need to pay your bills and buy gas and food. However, you can limit food and gas expenses by committing to use the items in your pantry, meal planning, and avoiding impulse buys at the grocery store.

You can also limit gas expenses by thinking about your driving habits and trying to cut back on unnecessary travel.

Second, make a plan for your challenge. Decide how long your challenge will last. Some people have decided to do an entire no spend year! For your first no spend challenge, I recommend starting with a 30 day challenge. Plan what you will do during your no spend challenge month.

There are plenty of fun things to do with your family that are free. Planning these fun activities can help motivate you to complete the challenge.

No Spend Challenge Printables

To help you, I’ve put together a set of no spend challenge printables. These printables will help you stay on track and give you 30 day challenge ideas to help you meet your goals. Here’s what’s included:

No Spend Tracker

This printable no spend challenge tracker will help you make it to the finish line. Marking off each successful day on the no spend tracker will motivate you to keep going even when it’s challenging or frustrating. You can use this tracker to keep tabs on how much money you’re saving during your no spend challenge month. Write the amount saved each day and total it up at the bottom to see just how much financial savings you’ve created with willpower and planning.

Ideas for Your Family

Need ideas for fun things to do with your family during your no spend challenge month? I’ve included a fun printable checklist. Print this list and put it somewhere everyone can see during your 30 day challenge.

Have fun trying to do the entire list in one month. Keep reading to see what’s on the no spend challenge printable idea list.

Fun Things to Do During a No Spend Challenge

There are many free fun things to do with your family during a no spend challenge month. You can find out what’s going on locally with Facebook, your city’s webpage, the newspaper, or a visit to the library. Some neighborhoods even have mom groups or neighborhood websites and newsletters filled with ideas.

I’ve included a no spend challenge printable with fun things to do that are free to help you get ideas too.

Here are some of our favorites from the list:

  • Go on a bike ride around your neighborhood or at a local park.
  • Build an elaborate fort with pillows and blankets in the den.
  • Bake cookies together. You can share these campfire cookies around your very own backyard campfire for even more fun.
  • Play cards or board games together. Check out our favorite family games for ideas.
  • Have a scavenger hunt or treasure hunt. Bonus points if you dress up like pirates!
  • Go on a photo challenge walk. Let everyone take photos and compare perspectives.
  • Learn a new skill. A no spend challenge month is perfect for brushing up on new DIY skills.
  • Have a garage sale or yard sale. It’s a fun way to clear out things you’re no longer using and make some extra money for savings during your no spend challenge.
  • Read together. It’s what families did before TV. Plus, it’s a fantastic way to help your kids fall in love with books this month. Try a family reading challenge for even more fun.
  • Make banana splits or ice cream sundaes with only the items in your pantry and fridge. You can make it a contest! Bragging rights go to the person with the tastiest creation.
  • Stargaze in the backyard. It’s the perfect time to learn about constellations and mythology with your kids.
  • Have a dance competition. This is a family favorite at our house! Each family member gets to pick a song. The chicken dance, YMCA by Village People, It’s Raining Tacos, Baby Shark, and Fortnite dance challenges are all big favorites at our house.
  • Paint or draw together. Grab a piece of paper and let your kids tell you what to draw for a fun and totally free activity. Then, get the whole family involved in a drawing challenge.

If you love those ideas, you will want to download and print this no spend challenge printable pack.

30 day No Spend Challenge

Subscribe Here forYour No Spend Challenge Free Printables

Find these under the Challenges section (bottom of the page) – Plus, over 300 FREE Printables and Lesson Plans

There are more than 50 great ideas for fun things to do as a family during your no spend challenge month on the checklist.

Have you tried a no spend challenge with your family? How did it go? I’d love to read about your experiences and ideas.

Share your tips for a successful no spend challenge month in the comments.

50 No Spend Weekend Activities

50+ No Spend Challenge Ideas for Families - Natural Beach Living (2024)

FAQs

How can I spend time with my family without spending money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  1. Go on a picnic. ...
  2. Go to no-cost museum and zoo days. ...
  3. Give geocaching a try. ...
  4. Leverage your chamber of commerce. ...
  5. Take a historical city tour. ...
  6. Visit a farmers market. ...
  7. Go camping. ...
  8. Do a photography challenge.
Feb 14, 2024

What to do with no money at home? ›

So if you're looking for activities that are fun and free, consider these 10 ways to entertain yourself.
  1. See What Your Community Has to Offer. ...
  2. Work on Your Family Tree. ...
  3. Do Some Good in the World. ...
  4. Work on Your Garden. ...
  5. Reconnect With a Friend or Family Member. ...
  6. Take a Nature Hike. ...
  7. Check Out Library Events. ...
  8. Go On a Picnic.

What is the no spend weekend challenge? ›

The idea of a no-spend weekend is to do just that: spend no money. This means cooking meals at home instead of eating out, finding free entertainment instead of spending money on activities, and absolutely no shopping (although some people say buying groceries doesn't count).

What to do with friends without money? ›

10 ways to have fun without breaking the bank
  • For more ideas on how to improve your life, explore Life Kit's New Year's Resolution Planner.
  • Check your local publications. ...
  • Go to a park. ...
  • Go on a penny date. ...
  • Try a food challenge. ...
  • Host an art night. ...
  • Tap into your imagination. ...
  • Throw a movie marathon party.
Aug 1, 2023

What to do if you have no money? ›

I need money now. Where can I borrow from fast?
  1. Emergency credit. We do not recommend payday loans or other forms of high-cost credit. ...
  2. Credit unions. Credit unions are local, member-owned alternatives to banks. ...
  3. Grants. ...
  4. Trust funds. ...
  5. Help from your local council. ...
  6. Track down money you have missed out on.

How to socialise without spending money? ›

Here are some ways I've found to spend time with friends without spending money and making priceless memories at the same time.
  1. Start a book club or discussion circle. ...
  2. Volunteer for a cause you're both passionate about. ...
  3. Throwback movie night. ...
  4. Let the games begin. ...
  5. Show up to a club event you're not a part of.
Oct 8, 2023

How to make money fast with no money? ›

How to make money fast
  1. Test user experiences. ...
  2. Take surveys online. ...
  3. Sell stock photos. ...
  4. Sell other stuff you already own. ...
  5. Become a dog walker. ...
  6. Try pet sitting or animal care. ...
  7. Consider house sitting. ...
  8. Drive for a rideshare company.
Dec 13, 2023

What to do when you're broke and unemployed? ›

The first step is to file for unemployment with your state so that you'll have some money coming in. If you're low on cash, a credit card or checking account line of credit can help in the short term. The government has programs that can offer additional financial assistance.

What to do on boring days? ›

50 things to do when you're bored
  • Play chess. ...
  • Clean out your closets. ...
  • Find your new favorite podcast. ...
  • Start “my list” on a streaming service. ...
  • Go for a walk. ...
  • Take a bath. ...
  • Phone a friend. ...
  • Do a yoga video.
Dec 22, 2023

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How to start a no-spend challenge? ›

Create a Goal

You'll start by deciding how long you'll cut spending. Some people start with a weekend or a week, while others embrace an entire month of zero discretionary spending. On top of setting a period for your challenge, get specific on how strict you'll be.

How to stick to no-spend challenge? ›

A good way to stay motivate is to track your progress so you can see how far you have got towards your goal. There are various ways to do this. Try printing off a no-spend calendar and ticking off every day you make it through, or using stickers to mark the days as you go.

What to do with two people? ›

Go On a Date
  1. Take a walk in nature.
  2. Visit a museum.
  3. Go thrift shopping.
  4. Join a trivia team.
  5. Go to an escape room.
  6. Visit the zoo.
  7. Go to an arcade or amusem*nt park.
  8. Try a new restaurant.
Mar 28, 2024

What can we do without friends? ›

While meaningful connections with people might be scarce, seeking fulfilment through hobbies, passions, or even nature can fill the void left by absent friendships. The key is to be in a place where you feel comfortable in your space with your own thoughts but also remember your own strengths and weaknesses.

Is it bad I don t like spending time with my family? ›

Not liking your family does not make you a bad person. In some cases, you can still maintain relationships with people even if you may not necessarily like them. This is not always possible, however, depending on the situation, the people involved, and underlying factors that have caused tension in the relationship.

What are the effects of not spending time with family? ›

Continued lack of support can lead to feelings of isolation, depression, and resentment. Not surprisingly, kids without strong family bonds are more likely to have drug abuse problems. Additionally, they are more likely to develop antisocial behaviors, become aggressive, and have unsafe relationships.

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