75 Saving Money Quotes to Inspire You to Save Up (2024)

Budgeting / By lynneahbennett / March 22, 2024

Saving money is a lot harder than it needs to be, right? I feel like it is so easy to make up a budget to save money but then when it comes time to actually stick that money away something comes up or the self-motivation depletes.

That is where these saving money quotes come into play.

I want you to read through them and then save your favorite ones in a folder on your phone. Print them and pin them up on the wall next to your computer. Stick them in the fridge. Sing them into your morning affirmations.

Do whatever you need to do in order to get them to stick once and for all so that you can actually build those savings that you have been working toward!

Keep reading for 75 saving money quotes!

Ready to take saving money even more seriously? Check out my posts on the best budgeting books and how to stretch your food budget.

75 Saving Money Quotes to Inspire You to Save Up (1)

Dead set on making a change? The Money Fit Challenge might be for you!

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75 Saving Money Quotes to Inspire You to Save Up (2)

Financial anxiety is one of the worst kinds, right? It used to keep me up at night for years. I was desperate to find a fix but nothing was working until it did. Luckily for you, I kept a note of everything I did along the way and now I am here and ready to teach you how to build your emergency fund (amongst many other things). For everything from the basics of understanding your finances, to creating your monthly budget, I have covered it all. Click the button below to learn more!

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75 Quotes About Saving Money

  1. “A penny saved is a penny earned.” – Benjamin Franklin
  2. “The best investment you can make is in yourself.” – Warren Buffett
  3. “I find that the harder I work, the more luck I seem to have.” – Thomas Jefferson
  4. “It’s not your salary that makes you rich, it’s your spending habits.” – Charles A. Jaffe
  5. “The first step towards getting somewhere is to decide that you are not going to stay where you are.” – J.P. Morgan
  6. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
  7. “The greatest wealth is to live content with little.” – Plato
  8. “Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett
  9. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest.” – Dave Ramsey
  10. “The road to financial freedom is paved with wise decisions and disciplined actions.” – Robert Kiyosaki
  11. “Small leaks sink big ships, but small savings build mighty fortunes.” – Benjamin Franklin
  12. “Every penny saved today is a dollar earned for tomorrow’s dreams.”
  13. “The journey to financial independence begins with the first step of saving.”
  14. “Saving money today is the first step towards a future of financial freedom.”
  15. “Financial success is not about the size of your paycheck but the sense of order in your savings.”
  16. “Financial stability is the foundation upon which wealth is built, one penny at a time.”
  17. “A savings account is not just a place for money; it’s a sanctuary for financial dreams.”
  18. “The first step towards financial freedom is mastering the art of saving, paving the way for a lifetime of abundance.”
  19. “In the journey towards financial independence, a sense of order in spending is the compass guiding every step.”
  20. “The best time to start saving money was yesterday. The second best time is now.” – Chinese Proverb
  21. “Saving money is like planting seeds of financial security that will bear fruit in the future.” – Suze Orman
  22. “In the journey of personal finance, every small saving counts towards a great deal of money in the long run.”
  23. “Financial independence is not about having it all, but having enough to live life on your own terms.” – Chris Hogan
  24. “Saving money is not just about cutting expenses, but about investing in your dreams.” – Suze Orman
  25. “Every dollar saved is a step closer to financial independence and peace of mind.” – Dave Ramsey
  26. “Financial stability is built not on how much you earn but on how much you save.”
  27. “Financial freedom is not an overnight achievement, but a result of consistent saving and smart choices.”
  28. “Saving money is not about deprivation, it’s about prioritizing your future self.” – Jean Chatzky
  29. “Money saved is money earned.” – Navjot Singh Sidhu
  30. “Spend less than you earn and invest the difference wisely.” – Suze Orman
  31. “Saving today ensures a secure tomorrow.” – Idowu Koyenikan
  32. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
  33. “The art is not in making money, but in keeping it.” – Proverb
  34. “Save money and money will save you.” – Jamaican Proverb
  35. “The way to build your savings is by spending less each month.” – Suze Orman
  36. “Saving requires us to not get things now so that we can get bigger ones later.” – Jean Chatzky
  37. “The safe way to double your money is to fold it over once and put it in your pocket.” – Kin Hubbard
  38. “The hardest thing in the world to understand is the income tax.” – Albert Einstein
  39. “Saving money is a form of self-respect.” – Unknown
  40. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
  41. “A simple fact that is hard to learn is that the time to save money is when you have some.” – Joe Moore
  42. “Don’t save what is left after spending, but spend what is left after saving.” – Warren Buffett
  43. “Do not be fooled into believing that because a man is rich he is necessarily smart. There is ample proof to the contrary.” – Julius Rosenwald
  44. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest.” – Dave Ramsey
  45. “Wealth consists not in having great possessions, but in having few wants.” – Epictetus
  46. “Beware of little expenses; a small leak will sink a great ship.” – Benjamin Franklin
  47. “The art is not in making money, but in keeping it.” – Proverb
  48. “Frugality includes all the other virtues.” – Cicer
  49. “The more you learn, the more you earn.” – Warren Buffett
  50. “Save money and money will save you.” – Jamaican Proverb
  51. “Spend less than you earn; earn more than you spend.” – Anonymous
  52. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
  53. “A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey
  54. “The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan
  55. “A simple fact that is hard to learn is that the time to save money is when you have some.” – Joe Moore
  56. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest.” – Dave Ramsey
  57. “Money looks better in the bank than on your feet.” – Sophia Amoruso
  58. “Wealth consists not in having great possessions, but in having few wants.” – Epictetus
  59. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
  60. “A penny saved is a penny earned, but a penny invested is a penny multiplied.” – Anonymous
  61. “If you want to reap financial blessings, you have to sow financially.” – Joel Osteen
  62. “The first step to achieving financial freedom is to admit that you have been spending money foolishly.” – Robert Kiyosaki
  63. “Don’t let money run your life, let money help you run your life better.” – John Rampton
  64. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand
  65. “Financial independence is about having more choices.” – Robert Kiyosaki
  66. “The art of living easily with money is to pitch your scale of living one degree below your means.” – Sir Henry Taylor
  67. “Money is a terrible master but an excellent servant.” – P.T. Barnum
  68. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
  69. “The quickest way to financial success is through disciplined spending habits and prudent investment choices.”
  70. “Credit cards may offer convenience today, but financial discipline ensures peace of mind tomorrow.”
  71. “In the stock market’s roller coaster ride, wisdom is your second source of income.”
  72. “In matters of personal finance, the smallest leak can sink even the sturdiest financial ship.”
  73. “Financial security is not about the shade today, but about planting trees for a prosperous future.”
  74. “The road to financial freedom is paved not with great possessions, but with wise financial decisions.”
75 Saving Money Quotes to Inspire You to Save Up (2024)

FAQs

What is an inspiring quote about savings? ›

Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett. Warren Buffett is one of the richest people in the world, so it makes sense he has opinions on money. We like this quote because it is a simple idea to remember.

How do you inspire people to save money? ›

Show progress against a goal: Having a clear and realistic goal, and a plan for achieving it, gives individuals something to focus on, and evidence shows that savings habits can then form through cycles of success as these goals are achieved.

What is a famous quote about saving? ›

Do not save what is left after spending, but spend what is left after saving”. – Warren Buffett. American business magnate, Warren Buffet is synonymous with successful investing.

What is an inspirational quote about saving time? ›

You may delay, but time will not.” “A plan is what, a schedule is when. It takes both a plan and a schedule to get things done.” “A man who dares to waste one hour of life has not discovered the value of life.”

What is the best quote of money? ›

Money won't create success, the freedom to make it will. A little thought and a little kindness are often worth more than a great deal of money. Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.

How does money inspire people? ›

For: Money is an effective, powerful and simple motivator. Self-evidently, money motivates and extra money motivates people to work extra hard. It's natural to compete, and when rewarded with money for better work then productivity and standards are raised for all.

How can money motivate me? ›

Money is often considered the most powerful motivator because it can provide many benefits, such as access to material possessions, improved social status, and a better quality of life. The desire to earn more often drives people to seek higher-paying jobs or work longer hours.

How do I convince myself to save more? ›

Here are some tips for getting into a habit of saving.
  1. Set goals. Set savings goals that motivate you, like saving up for a house or going on a dream vacation, and give yourself timelines for reaching them.
  2. Budget. ...
  3. Cut down on spending. ...
  4. Automate your saving. ...
  5. Pay off debt. ...
  6. Earn more.
Jan 11, 2024

What is the money loyalty quote? ›

Money is loyal and just. The more you revere it, the more it reveres you back.

What brainy quotes about saving money? ›

Saving Money Quotes
  • If saving money is wrong, I don't want to be right! ...
  • Many novice real estate investors soon quit the profession and invest in a well-diversified portfolio of bonds. ...
  • Don't build a glass house if you're worried about saving money on heating.

What is a good famous quote? ›

Famous quotes in English
QuoteWhoLanguage
Life is like a box of chocolates. You never know what you're gonna get.Forrest Gump (character)English
Life is like riding a bicycle. To keep your balance, you must keep moving.Albert EinsteinEnglish
May the Force be with you.Star Wars (many characters)English
55 more rows

What is an inspiring quote to move forward? ›

Quotes About Life Going On: Top 10 Inspirational Quotes to Keep Moving Forward
  • “No matter what happens, or how bad it seems today, life does go on, and it will be better tomorrow.” ...
  • “Life moves on, whether we act as cowards or heroes. ...
  • “Things end. ...
  • “Don't cry because it's over. ...
  • “Things change.
Oct 25, 2023

What is a wise quote about time and money? ›

Time is money. Wasted time means wasted money means trouble. Time is money, especially when you are talking to a lawyer or buying a commercial. Time is money says the proverb, but turn it around and you get a precious truth.

What is a quote about saving humanity? ›

The urge to save humanity is almost always a false front for the urge to rule. What sunshine is to flowers, smiles are to humanity. These are but trifles, to be sure; but scattered along life's pathway, the good they do is inconceivable.

What did Ben Franklin say about saving money? ›

A Penny Saved Is A Penny Earned

One of the most famous quotes of Benjamin Franklin and most useful for modern society. Saving money is the most important factor for your financial stability and building wealth and a support system during a financial crisis.

What is a motivational quote about money and happiness? ›

By Adela Belin
  • Money never made a man happy yet, nor will it. ...
  • A wise person should have money in their head, but not in their heart. ( ...
  • I love money. ...
  • It's not the employer who pays the wages. ...
  • Empty pockets never held anyone back. ...
  • Before you speak, listen. ...
  • It doesn't matter about money; having it, not having it.
Nov 25, 2020

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