Finance it your way | DIY at B&Q (2024)

FAQs

Does B&Q have a payment plan? ›

Only available on in-store purchases

Whether you want to refresh your kitchen, redesign your bathroom, or give your garden some much-needed TLC, you can finance your entire purchase with a B&Q FlexiPlan account.

B&Q FlexiPlan offers flexible credit options on B&Q purchases of £75 or more. You can choose how long you want to make your repayments for, or how much you can afford each month. There's no need for a deposit and you can flex your repayments, so you're in control of your account.

Pay monthly bathroom finance

Depending on the cost of your bathroom, you'll need to make a deposit or payment on your bathroom and then make repayments each month over an agreed period of time. Choosing the right finance option for you can be a lot to consider.

Spread the cost over 6 years with just 10% deposit

The amount of payments you will pay over the loan period. This is an APR at or below the rate which we would reasonably expect. Wren's Pay Monthly Finance means you can spread the cost of your room over 72 months, with only a 10% deposit to pay upfront.

Both B&Q Limited and Creation Consumer Finance Ltd are authorised and regulated by the Financial Conduct Authority. Buy Now Pay Later 17.9% Representative. Buy Now Pay Later available on purchases from £500. If you pay your full credit balance by your agreed end date, you will pay no interest on your purchase.

The buy now, pay later model can help you spread the cost of an item over a few weeks or even a few months. It usually follows a three-step process: You purchase a product online or in store – buy now, pay later is also available in some physical stores. You borrow money from a chosen lender to purchase the product.

If you're aged 60 or above and have B&Q's 'Diamond' loyalty card, you can get a 10% discount on gardening products at B&Q stores every Wednesday. The Diamond scheme and over-60s discount is no longer available for new customers signing up - only for those who already have their card.

Over-60s with a Diamond Card can get a B&Q 10% discount on all products when they shop on a Wednesday. Sadly, new cards are no longer being issued.

How do I get the Diamond Card Discount from B&Q? If you're aged 60 and above, you can apply to become a member of the B&Q Diamond loyalty club. This exclusive discount card gives you 10% off gardening products every single Wednesday.

For example, a DIY project for a 5 x 8 foot bathroom (40 square feet) could cost about $4,000 at $100 per square foot. Then, add that 30-percent overage allowance, and a realistic budget is $5,200.

How to get a new bathroom cheaply? ›

Keep plumbing in place

If you just want to update the toilet, sink and shower or bath, then purchasing new ones and fitting them exactly where the previous ones were will allow for a far quicker and cheaper bathroom remodel.

Yes, we have 3 flexible finance options* - up to 4 years of Interest Free Credit, Low Monthly Payments and Buy Now Pay Later. Up to 4 years Interest Free Credit is an online credit option, with a minimum spend of £99 to qualify for 0% interest for 4 months.

Starting your dream kitchen project on finance can be difficult if you have bad credit, but our unsecured personal loans could help you spread the costs and pay in monthly instalments to help you achieve the kitchen designs you want.

Personal loan

If you don't want to use your savings and a credit card isn't the option for you, another way to pay for a new kitchen is to take out a personal home improvement loan.

Personal Loan. If savings and credit cards aren't your thing, consider a home improvement loan to buy and install your kitchen. You can find a good loan company, apply, meet eligibility, agree on loan terms, and repay in installments. Ensure you keep up with payments until the loan is fully repaid.

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments, both online and in store. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.

Don't be afraid to try haggling. we know that as brits, the idea of haggling may seem daunting, but Money Supermarket polled 1400 money saver to see which shops they had the most success haggling in, and 60% of people who tried to haggle a discount in B&Q succeeded. Raid the clearance section before anything else.

B&Q 10% discount for over-60s*

If you're aged 60 or above and have B&Q's 'Diamond' loyalty card, you can get a 10% discount on gardening products at B&Q stores every Wednesday. The Diamond scheme and over-60s discount is no longer available for new customers signing up - only for those who already have their card.

Every colleague at B&Q gets paid on the last working day of each month.