Savvy Living
Some may call it being cheap others may call it being thrifty. I prefer to call it frugal living. The reality is living frugally has helped us dig our way out of debt and save huge amounts of money. It’s not about being a cheapskate, it’s about being smart with your money. Thrifty tips and frugal living that will save you money everyday.
What Is Frugal?
Living a thrifty and frugal lifestyle is about spending less than you make. Living below your means and making smart choices with your money. It’s about doing simple things to save more money.
How To Be Frugal
Being frugal is about making choices everyday that save you more money. Because the reality is it all adds up. $2 here, $5 there, $25 a day, $100 a week, $500 a month. Discover how we save almost $1000 a month and it’s real easy. If we can change things in our everyday to save more money anyone can.
Why Live Frugally
Honestly, to save money. Frugal living can help you put more money back into your wallet, pay down your debt and help you save for your future. A frugal lifestyle allows you to spend less than you earn and use the difference to pay down your debt or add to your savings.
Spend Less
And when you spend less you can afford to earn less. Meaning you can do more of what you want to like retire early.
Being Thrifty
Thrifty living is similar to being frugal. It’s about making small changes in the greater scheme of things. Opting out of a daily latte for bringing coffee from home or brown bagging your lunch instead of doing take out.
Frugal Living Ideas
I’m not saying you have to skip the Starbucks coffee all together in fact here are some frugal hacks to help you get your coffee cheap. Plus some amazing Starbucks copycat recipes you can make at home to save more money.
Ways To Save Money
Frugal living ideas go way beyond takeout and coffee but let’s agree groceries and eating out can get expensive so finding ways to save money is important.
How To Start Being Frugal
Starting to live a frugal lifestyle is about making small choices with big results. For example planting a garden with seeds costs you a few bucks but think about all the money you save on produce. Learn how to grow all the food you need right in your city lot.
Money Saving Changes
Small changes add up. Setting a budget, opting to bring coffee and lunch to work. Wash your clothes in cold water and hang them to dry. Grocery shopping around a meal plan and buying what’s on sale.
Savings
All of these things are small everyday tasks but they add up to huge savings. The more you do the more you save.
Frugal Budget
One of the most important parts of being frugal and money savvy is about knowing where your money is. How much you are spending on groceries, the mortgage, utilities and etc. What is your income? These are all individual things and everyone spends and makes differently.
Frugal Finance
Learning how to budget and spend less than you make can help you save more money. Which in turn can help you pay down your debt, add to your savings or fund investments.
Frugal Budget Tips
Setting up a frugal budget is super easy. You can grab your free Busy Mom’s Kit here and it includes a free budgeting printable you can use each month.
To learn more about budgeting these must have money books are full of great tips.
Best Frugal Living Tips
The best frugal living tips are tips you actually use and implement in your life to help you save money. Discover 275 Best Frugal Living Tips that can help you save tons of money each month. These tips will help you cut your household expenses and save more money.
Frugal Mom
Being a money saving mom and a frugal mom is important. And I know we are all busy but making a few changes can save you more money for that vacation you want or to help you with baby step 2. Below discover some simple and easy frugal living tips that can help you live more thrifty, save more money and help you be able to afford and do more.
50 Tips For Frugal Living:
1. Become a one car family
2. Downsize your home
3. Set a budget and stick to it
4. Turn off lights that aren’t being used
5. Cut the cable
6. Cancel your landline telephone
7. Turn the heat down and save on electricity
8. Run your washing machine and dishwasher only when full
9. Unplug appliances that aren’t being used
10. Hang your clothes to dry. Use a clothesline in the summer and a drying rack in the winter
11. Make your own laundry soap
12. Meal plan
13. Invest in a good slow cooker
14. Shop local
15. Buy it in bulk
16. Discover what foods you can freeze to save money
17. Buy cheaper cuts of meat or opt for meatless meals
18. Drink more water and less pop and juice
19. Invest in a good coffee maker or teapot and bring your own coffee or tea with you
20. Pack a bag lunch
21. Grow a garden
22. Cook from scratch
23. Check the sales flyers and coupons before you shop
24. Make a grocery list and budget and stick to it
25. Ditch your single use paper and plastic items
26. Switch to cloth napkins
27. Use reusable soap dispensers
28. Save your coins in a jar
29. Do your own repairs
30. Use it, mend it, re-purpose it, recycle it
31. Cut up old shirts and use them for cleaning rags
32. Make your own cleaning solutions using vinegar, water and baking soda
33. Buy used clothing instead of new
34. Purchased used, vintage furniture instead of new furniture
35. Sell stuff you don’t use
36. Don’t buy stuff to impress people
37. Workout at home, skip the gym and use free online workout videos
38. Plan cheap but amazing dates
39. Cut back on entertainment expenses
40. Taking in free kids classes at your local craft stores, hardware stores and library
41. Plan a no spend weekend
42. Keep emergency cash handy
43. Be prepared for all seasons
44. Don’t wait till the last minute with anything, repairs, groceries, planning and etc
45. Do your own housework, baking, landscaping and maintenance work
46. Purchase items that will last
47. Learn to say no
48. Learn to knit, crochet and sew
49. Learn to use household tools
50. Do your own fixer upper projects
Living A Frugal Life
Living a frugal life and saving money isn’t hard. It’s about making small changes to your everyday activities to save more money. Starting with the 50 tips above you can make a huge difference.
Thrifty Lifestyle
Being thrifty isn’t just about shopping thrift stores and saving money. It’s about choosing to grow a garden to help feed your family. It’s about planning staycations and saving up for purchases before you buy them.
Living Thrifty And Frugal
Living a frugal lifestyle and choosing to be thrifty are one in the same. You are choosing to not give away your hard earned money. But to put your money towards the best results for your family.
Thrifty Ideas And Frugal Living
Simple thrifty things you can do today to help you save money are wash your laundry in cold water, turn off the lights when you leave a room, eat more vegetarian meals, opt to use foam soap versus liquid soap (foam soap uses less soap), and brown bag your lunch.
Frugal Living Saving Money
Living frugally can save you a ton of money. In fact the more frugal tips you actively do the more money you save. For example by bringing your own coffee during the week you could save $100 a month. By brown bagging your lunch during the week you could save $300 a month. Just those two things combined put $400 back into your wallet. What would you do with an extra $400?
Saving Money Everyday
Saving money isn’t hard it just takes small steps for a greater reward. Assess where you think you could cut your expenses or where you could go with out or opt for a cheaper brand to save more money.
Best Ways To Save Money
One of the best or two of the best ways we save money is shopping around and meal planning. Locally I have found the greatest discount grocery store and I save a ton of money shopping there. I also shop online to save more money.
Meal planning and only buying groceries that you need can also save you a ton of money and take the question out of what’s for dinner. Here are 50 Cheap Meal Ideas to help you with your planning.
Related Thrifty Living Frugal Tips Posts:
- Frugal Living Surviving On One Income
- Extreme Frugal Living Tips
- Secret Must Haves Of A Frugal Home
Updated June 7, 2021
